The Green.

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The Green

What is a credit score? Everything you need to know

When it comes to borrowing money or applying for financial products, your credit score often...

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Can credit cards help if you have bad credit?

It might seem surprising, but when used the right way, a credit card can help...

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What happens when you close a credit card?

Thinking about closing a credit card? It might seem like a simple decision, but it...

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Soft vs hard credit checks: What’s the difference?

If you’ve ever applied for a loan, mortgage or even a mobile phone contract, you’ve...

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Debt-to-income ratio: What is it and how to improve it

Your debt-to-income (DTI) ratio is a key number that shows how much of your income...

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What happens if you miss a credit card payment?

You’re only human. Missing a credit card payment can happen to anyone. But knowing the...

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What is APR and how does it work?

You’ve probably seen APR mentioned when looking at credit cards or loans – but what...

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FICO scores explained: What is it and why is it important?

Your FICO score is one of the most important numbers in your financial life. Whether...

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What is credit utilisation ratio?

When it comes to improving your credit score, you’ve probably heard about the importance of...

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What is a credit limit and how can you increase it?

Your credit limit is a key part of how credit works. It affects how much...

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How to check your credit score for free

Your credit score is a key part of your financial health, so it’s a good...

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How to improve your credit score

Your credit score plays a big role in your financial health, influencing everything from loan...

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